Occasional Reader 4/21/2023 8:00:44 AM

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JCM 4/21/2023 8:12:45 AM

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JCM 4/21/2023 8:38:01 AM

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Biden rule will redistribute high-risk loan costs to homeowners with good credit

A Biden administration rule is set to take effect that will force good-credit home buyers to pay more for their mortgages to subsidize loans to higher-risk borrowers.

Experts believe that borrowers with a credit score of about 680 would pay around $40 more per month on a $400,000 mortgage under rules from the Federal Housing Finance Agency that go into effect May 1, costs that will help subsidize people with lower credit ratings also looking for a mortgage, according to a Washington Times report Tuesday.

"The changes do not make sense. Penalizing borrowers with larger down payments and credit scores will not go over well," Ian Wright, a senior loan officer at Bay Equity Home Loans, told the Times. "It overcomplicates things for consumers during a process that can already feel overwhelming with the amount of paperwork, jargon, etc. Confusing the borrower is never a good thing."

From each according to their ability to each according to their need. Karl Marx

Punish those who make good decisions, subsidize those who make bad ones. EQUITY!

Occasional Reader 4/21/2023 8:49:33 AM

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JCM 4/21/2023 8:57:15 AM

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Reply to Occasional Reader in 4:

That instructor pilot said he was on my six.... that's sexual harassment!

Occasional Reader 4/21/2023 10:34:20 AM

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lucius septimius 4/21/2023 11:00:41 AM

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Reply to Occasional Reader in 6:

bravo! bravissimo!

vxbush 4/21/2023 11:11:24 AM

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Reply to Occasional Reader in 6:

Ouch. Dangerously good. 

Afternoon, campers. Had a super busy morning and couldn't do news this morning. 

Occasional Reader 4/21/2023 11:30:06 AM

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Reply to lucius septimius in 7: Reply to vxbush in 8:

Thank you.  Someone at Insty used the phrase "the Lords of the Disney fiefdom", so I just ran with it.

buzzsawmonkey 4/21/2023 3:29:50 PM

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In #6 Occasional Reader said: In the Woke-Progressive Era The pervs played upon the rubes And got boys to cut off their peters And girls to cut off their b00bs But though there was lots of “transition” The transition was normal-to-doomed And the Lords of the Disneyworld Fiefdom said: “Give us more kids to groom.” /apologies to Kipling

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I'll revive this one, if I may:

Clementine (updated)

Since the trend is towards “transgender”
And has been so for some time
A young minor sans vagina
Declared he was “Clementine”

You must call me, you must call me
You must call me “Clementine”—
Though my given name is Clement
You must call me “Clementine.”

He said he was “non-binary”
Hewing to the party line
And he’d frown at the wrong pronoun
Because he was “Clementine”

You must call me, you must call me
You must call me “Clementine”—
Though my given name is Clement
You must call me “Clementine.”

With hormone blockers and fake knockers,
Litigation for a time,
The court system did assist him
In becoming “Clementine”

You must call me, you must call me
You must call me “Clementine”—
Though my given name is Clement
You must call me “Clementine.”

But alas for our heroine!
Eventually he did find
Drugs and trimmin’ don’t make women
Deep down, he was masculine

Kosh's Shadow 4/21/2023 5:14:05 PM

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There is a kind of sappy (in the good sense) country song about growing up.

You're Gonna Miss This

A transgender parody would be quite appropriate